Category: Insurance

Many people have no idea what uninsured/underinsured motorist (UM/UIM) coverage is, and most don’t even realize they have it on their own auto policy. In simple terms, UM/UIM coverage is insurance you carry on your own policy that protects you if you’re hurt in a car crash caused by a driver who has no insurance...

When you’re hurt in a car accident, one of the first questions you may have is: Will health insurance cover car accidents? The short answer is yes, health insurance can and should be used to pay for medical treatment after a car crash, even if the accident was not your fault. That’s because it is...

Accidents happen, and they happen more than you might think. Car accidents occur at an alarming rate, reaching thousands each day. Most of the time, insurance policies will cover the expenses related to any damages or injuries—typically the at-fault driver’s policy in states with negligence laws like Virginia. However, you might be even more unfortunate...

According to the Insurance Information Institute, approximately 1 in 10 drivers in Virginia are uninsured, and it may be even higher. Despite the law in Virginia now requiring coverage, this means that you could easily be involved in a car accident with another driver that does not have auto insurance. You may also be involved in...

“It all happened so fast.” That’s what most people say after an auto accident. A statement that shows how a split second is all it takes for a car crash to happen. When you decide to go for the bare minimum or cheap auto insurance, consider the consequences and the health and financial risks you...