Text Us 
Call Us 
TOP 5 CAR ACCIDENT MYTHS
Being injured in a car accident is bad enough but the many myths surrounding these types of cases makes it all the more complicated. Learn about the top 5 most common car accident myths and misconceptions. Courtesy of HG.org
MYTH #1: EACH STATE’S AUTO INJURY LAWS ARE THE SAME
Insurance rates are regulated by state-run agencies and vary widely from state to state. Some states require that you purchase liability insurance, some do not. Some states have no-fault law, while others have at-fault laws. No-fault laws tend to be widely misinterpreted by residents who find the details of who pays for what fairly confusing.
No-fault in its simplest terms means that regardless of fault, a car accident victim is entitled to certain benefits. For example, a person’s own auto insurance company pays for the economic loss from his injuries (medical bills and lost wages) after an auto accident, regardless of which driver caused the accident.
At-fault states take into account who was at fault for an accident, and to what degree, when determining what each person (and their insurance companies) will pay for injuries and property damage.
All of these factors affect an auto accident case including settlement offers, jury verdicts and even appeals.
MYTH #2: I CAN COLLECT PAIN AND SUFFERING DAMAGES SIMPLY FROM BEING IN PAIN
Some states have specific requirements that an injured car accident victim must first pass before she can recover non-economic (pain and suffering) damages from any automobile accident. This means that being in pain is not enough to receive compensation beyond your limited economic damages such as medical bills and lost wages. In order to qualify for additional non-economic damages in some states, the injured party has to have suffered any of the three types of injuries:
- Death
- Permanent serious disfigurement
- Serious impairment of body function
Read about all 5 myths at HG.org
Explore our articles on car accidents to find valuable information about accident statistics and a step-by-step guide on what to do after a car accident.
Related Posts
-
Car Accidents3 mins READCar Accidents: Common Injuries and Symptoms
A car accident can happen in the blink of an eye, but the effects can linger for months, years, or even a lifetime. Whether you’ve been in a minor collision or a multivehicle accident, it’s important to understand the most common car accident injuries and the symptoms to watch for, especially since some injuries may...Read More -
Car Accidents4 mins READDo Police Take Photos at Car Accident Scenes?
When police respond to a car accident, many people aren’t sure what to expect. Officers may arrive quickly and start asking questions, but it’s not always clear what they’re documenting, what they’re not, and what you’ll be able to access later. Many people assume that officers will take photos as part of their investigation, but...Read More -
Car Accidents3 mins READ
Are Parents Liable for Their 18-Year-Old’s Car Accidents?
When an adult child causes a crash, the law balances two important goals: ensuring crash victims get fair compensation for their losses and making sure only those responsible are held liable. Generally, once a child turns 18, they are expected to take full responsibility for their driving. However, in some rare cases, a parent’s actions...Read More
