TOP 5 CAR ACCIDENT MYTHS

Huffman & Huffman Brothers-in-Law, P.L.L.C.
2 mins READ
Get a free consultation Call us About us

Being injured in a car accident is bad enough but the many myths surrounding these types of cases makes it all the more complicated. Learn about the top 5 most common car accident myths and misconceptions. Courtesy of HG.org

MYTH #1: EACH STATE’S AUTO INJURY LAWS ARE THE SAME

Insurance rates are regulated by state-run agencies and vary widely from state to state. Some states require that you purchase liability insurance, some do not. Some states have no-fault law, while others have at-fault laws. No-fault laws tend to be widely misinterpreted by residents who find the details of who pays for what fairly confusing.

No-fault in its simplest terms means that regardless of fault, a car accident victim is entitled to certain benefits. For example, a person’s own auto insurance company pays for the economic loss from his injuries (medical bills and lost wages) after an auto accident, regardless of which driver caused the accident.

At-fault states take into account who was at fault for an accident, and to what degree, when determining what each person (and their insurance companies) will pay for injuries and property damage.

All of these factors affect an auto accident case including settlement offers, jury verdicts and even appeals.

MYTH #2: I CAN COLLECT PAIN AND SUFFERING DAMAGES SIMPLY FROM BEING IN PAIN

Some states have specific requirements that an injured car accident victim must first pass before she can recover non-economic (pain and suffering) damages from any automobile accident. This means that being in pain is not enough to receive compensation beyond your limited economic damages such as medical bills and lost wages. In order to qualify for additional non-economic damages in some states, the injured party has to have suffered any of the three types of injuries:

  1. Death
  2. Permanent serious disfigurement
  3. Serious impairment of body function

Read about all 5 myths at HG.org

Explore our articles on car accidents to find valuable information about accident statistics and a step-by-step guide on what to do after a car accident.

Related Posts

  • Woman disowning while driving her car, looking out with her arm resting on the door.
    Car Accidents
    4 mins READ

    Types of Distractions Leading to Car Accidents

    Despite advancements in automotive safety features, car accidents remain a persistent aspect of American life. Worse, most automobile accidents are not caused by faulty vehicles or acts of God but by human error. Distracted driving is a chief culprit in car accidents when drivers split their attention between driving and other tasks, whether eating, texting,...
    Read More  
  • Man searching destination direction or address on gps or navigator application via mobile smartphone inside a car while driving car - back view. Technology, distraction and driving concept
    Car Accidents
    3 mins READ

    Statistics and Trends of Distracted Driving-Related Accidents

    “Hang up and drive.” We’ve all seen the bumper stickers, and many have nodded approvingly. But the siren song of our cell phones is strong, even when we’re driving. And it’s not just our phones that are at fault. Drivers should focus on the road alone, but the reality is that many things compete for...
    Read More  
  • Lady Driving a Car
    Car Accidents
    3 mins READ

    What Happens If You’re Hit by an Uninsured Driver?

    Pedestrian accidents in Virginia are the cause of countless injuries every year. Regrettably, those involved in these accidents are often left with physical and emotional injuries that have far-reaching consequences. After being hurt in an accident, victims can file a personal injury lawsuit. But what happens when the involved driver has no car insurance coverage...
    Read More